This gorgeous Victorian style Del Mar Heights Luxury Home complete with beautiful touches throughout recently sold for $1,362,000! 

This Del Mar Luxury Home is found at the end of the cul-de-sac and features a split-level design with approximately 3,892 square feet of living space. This Del Mar Heights Real Estate Home offers 5 bedrooms, 4 full baths and an attached two-car garage.  On the main level you find the living areas, the master retreat and the secondary bedroom while downstairs you find the other three bedrooms.

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Interior features that will catch your eye include charming wood floors, recessed lighting and two fireplaces, one in the living room and one in the master bedroom. In the spacious kitchen you find a large island workstation, tile countertops and white cabinets. A separate dining room is available for formal meals and a cozy family room provides the perfect place for family gatherings.

The outdoor space is a tropical paradise with stunning landscaping found throughout. Huge decks are found on both levels and in the backyard a large patio space is available for entertaining guest or barbequing with the family. 

Del Mar is a quality neighborhood with enduring values offering the perfect location to grow your family. 

Search our available Del Mar Heights Homes for Sale to find the perfect family home for you. 

Boasting riveting ocean views from the roof top platform and a secluded yard, this delightfully charming Del Mar Heights Home recently sold for $1,140,000!

The comfortable 3,630 square feet of living space of this Del Mar Heights Real Estate offer a warm and inviting place to call home. The residence features 4 bedrooms, 3.5 baths and an attached two-car garage on a two-story floor plan.  A formal living room and a bonus room are also available.

Design highlights include wood beamed ceilings, plantation shutters, a brick fireplace, and a spiral staircase. The light and bright kitchen with adjoining dining area features an island station with stove oven range and plenty of open space.

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The front yard landscaping livens up the house with flowers framing the walkway, a crisp green lawn and a porch. In the backyard you find a generously sized lawn and mature plants throughout creating a fresh outdoor appeal.

Fresh ocean breezes, relaxing strolls on the beach and beautiful sunsets are an everyday treat when you live in Del Mar, one of San Diego County's most sough-after locations.  To top things off you have fine dining and fashion forward boutiques located right in the area. 

So why not look into our available Del Mar Heights Homes for Sale and begin the lifestyle you dream of.

This unbelievable Del Mar Heights homes is located on .43 acres on a cul-de-sac adjacent to Torrey Pines Reserve, with access to the park. This beach close home recently sold at 13% below asking for $3,300,000!

With four bedroom suites, this spacious and light 4,643 sq. ft. two story Del Mar Heights homes has all of the elegance that a house can have: gleaming hardwood flooring, exposed beam and wood ceilings, high end tile flooring in kitchen which has beautiful granite countertops and Viking stainless appliances, three fireplaces (family and living room, master bedroom), and a master bath with Jacuzzi tub, steam shower. This private, fully fenced and gated property is ideal for entertaining, with stone patios and walkways, and outdoor BBQ and a private pool with a spa, overlooking Torrey Pines Reserve. A three car garage is attached.

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This truly designer home is located in the coveted area of Del Mar Heights. Del Mar is a prestige address with perfect convenience: freeway close to other parts of San Diego County, a quaint downtown with plenty of shopping and great restaurants, beaches and parks that are the envy of the rest of the country!

Sold at almost 5% below listing price, this Del Mar Heights condos was sold for $218,000!! This very clean 804 sq. ft. condominiums Del Mar Heights homes is located West of the I-5 in Del Mar, close to the beach and everything you need!! This two bedroom two bath condominium is on the ground floor of a gated condo community with 103 units. Each homeowner is assigned a parking space, and there is a community pool. The low maintenance life of condominium living is perfect for a commuter or a beach family: condo living gives you more time to have fun! This was an incredible deal for an outstanding Del Mar address!!

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Del Mar is famous for its racetrack and its beaches, its unique shopping opportunities and fine restaurants. Home to the annual San Diego County Fair and Torrey Pines State Beach, Del Mar is an old community with many modern attractions. Del Mar Heights homes are desirable because of the central County and beach locale and the residential areas of Del Mar are affluent and very desirable.

Check out what is available in Del Mar for your lifestyle - a condo or a house, it's all good if it's in Del Mar!!

Understand Your Loan Options When Buying Del Mar Homes

If you are considering buying a Del Mar home, you have more options available to you today that ever before.  From traditional, fixed-rate mortgages to ARM and hybrid loans, there are lenders offering packages that suit the needs of every different type of buyer.

The goal: Find a loan that best fits your current and future financial position. 

Most loans are categorized into one of the following: fixed-rate, adjustable-rate or ARM, and hybrid loans ( these loans combine features of both ARM and fixed ).

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How to Calculate Return on Equity for Del Mar Homes Investments in the First Year

Many Del Mar homes investors use leverage in their purchases to decide whether the home they are prospecting is a viable and profitable one.  You can determine the expected Return on Equity for the home's first year using the formula below.

Determine the Cash Flow After Taxes. We'll use a CFAT of $17,000 as an example.

Then calculate the cash needed to invest as a down payment or for renovations - any up-front cash needed to get the property occupied.  We'll use $220,000 in this example.

Divide the CFAT by the cash invested:

$17,000 / $220,000 = .077 or 7.7% Return on Equity

You only need a calculator and a few minutes of your time to determine the return on equity for any property that you are considering purchasing. Choose a bottom line ROE and only invest in properties that meet those criteria.  This will assure your success as a real estate investor.  This method will be successful in any market condition. 

4 Credit-Scoring Myths for Buyers of Del Mar Homes

When you are preparing to buy a Del Mar home, it's important to know what information will help and hurt your chances of getting a loan from a lender.  Mortgage lenders themselves are broadcasting the things that have a positive and negative impact on your credit score, and some of that information is not accurate.  Here are some facts that will help you to best prepare your credit standing for applying for a loan.

The following information is NOT true and will not help your credit score. 

1. Closing accounts can help your credit score

Closing accounts will never increase your credit score; rather closing accounts may hurt your score.  It is true that having too many open accounts can hurt your score but once the accounts have been opened the damage is already done.  Closing the accounts will just make the situation worse.  Why?  Your credit score is based on the ratio of used credit versus available credit.  If you close accounts, your available credit decreases, increasing your debt to available credit ratio.

Instead of closing accounts, pay down the debts on any credit card accounts.  That will improve your score.

2. Checking your FICO score can hurt your credit

Applying for new credit is what can negatively impact your score. Ordering a copy of your own credit report or credit score doesn't count.

You can minimize the damage credit inquiries can deliver to your credit score by shopping for a mortgage over a short time period. The FICO score treats multiple inquiries in a 45-day period as just one inquiry and ignores all inquiries made within 30 days prior to the day the score is computed.

3. Credit counseling will hurt your score as much as a bankruptcy

For the past 3 years, the FICO formula to determine credit scores has ignored any reference to credit counseling.

The mortgage lenders who don't like credit counseling tend to treat people with counseling as if they filed for Chapter 13 bankruptcy which requires a repayment plan and looks better on credit than a Chapter 7, which eliminates most debt accounts.  Working with these lenders will most likely get you a higher interest rate than other lenders that do not look negatively upon credit counseling.

4. Your FICO isn't the only score you need to check

All three credit bureaus offer the Experian-named FICO credit scores using the same formula - they just use different names.  With Equifax they call their credit score the Beacon score and TransUnion calls its score Empirica. 

In most cases, individuals have three different scores from the three different bureaus as the bureaus don't all use the same data. This is why it's important for you to pull your credit reports from all three credit bureaus before you applying for a large loan.

Earth Day Is Every Day For Owners of Del Mar Homes

Owners of Del Mar homes have been living green for quite some time, and it shows. School aged children of Del Mar homes are seeking ways to green their life for a better planet. Although they are learning these practices in school, the real learning begins at home. Here are a few ways that you can live by example.

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Open House Checklist: Ten Great Open House Ideas For Your Del Mar Homes

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Removing and Recycling Large Items From Your Del Mar Homes

What happens when you need to remove a large appliance, piece of carpeting, or furniture from your Del Mar homes.  Some people may be tempted to put it on the curbside and hope that it appeals to a passerby. Most owners of Del Mar homes are making an effort to live a greener lifestyle in their Del Mar homes, which raises some questions about how to recycle these larger items.

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